CONTROL YOUR SPENDING HABITS THIS CHRISTMAS | Marvin Germo
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CONTROL YOUR SPENDING HABITS THIS CHRISTMAS

By: Marvin Germo | December 23, 2019

Urge To Spend

I know a lot of you have been fighting the urge to spend this holiday. The Christmas season only comes once a year and people use that reasoning to keep on spending their bonuses and 13th-month pay. There is no wrong about spending your money. However, you should evaluate the risk that comes with your action. Should you use your money to buy material things? Or should you invest your bonus instead? It’s hard to choose between spending and saving especially if your palms are itching to spend on the things you want. Let me help you fight the urge of spending! This is how you can control your spending habits this Christmas.

Catch me in my live training events! (quick plug)

The heart of why I do these seminars is I want to build a generation of Filipinos with the right foundation in stock investing.  I want to bring smart investing to every Filipino around the world! If you would like to know more about how you could time the market check out the training below.

ICON Davao – November 30, 2019
Stock Smarts Manila – November 24, 25, December 8,9,15,2019
Stock Smarts Taiwan – February 15, 2020

List Down What You Need

Make a list of the things you need this holiday. Forget about your wants and focus on your basic needs first. Do you need to pay for your debts? List it down. Do you need to pay for the bills that are long overdue? List it down. This list must be your priority before you do anything with the rest of your money. In this way, you will be able to control spending a portion of your cash and at the same time, your bills and loans will lessen.

Forget About Gadget Upgrades

Gadget upgrades are only for the people who have extra cash to spend on new gadgets. This is not for those who have limited funds and those who solely rely on their salary. Forget about the luxurious things you can’t afford. Trust me, you will be relieved if you have money in your savings account than a new phone this Christmas. And aside from gadgets, some of the things you won’t need are a new pair of expensive shoes, a new laptop if you still have something to use at home and other kinds of gadget updates.

Don’t Forget To Save

If you will include saving in your list of priorities, you will have something to hold on to in case you want to control your saving habits. Do not forget about saving and investing this Christmas. Do not reason out that Christmas only comes once a year so you can spend the money you are holding right now. Remember, it’s better to have something reserved that spend like a one-day millionaire. If you really want to succeed in life, you will prioritize savings and investing while you are young and as early as now. Change your mindset to that of an entrepreneur. Give yourself a gift this Christmas and open a new investing account.

I’m excited to share my 5th book overall and the 4th book in the Stock Smarts series, Stock Smarts: Breaking the Resistance – How to time your traders perfectly. The heart of this book is to teach you strategic ways on how to come in and buy and sell stocks in a way where you come as the market is headed up and come out as the market is headed down. The book is now out and exclusive via Marvin Germo Book Orders.
For more details and to order my other books: Marvin Germo Book Orders
Stock Smarts Book
HOW TO MANAGE YOUR BUSINESS FINANCIALLY