Do you want to Make Money and Grow Money?

YES, I want it!


By: Marvin Germo | September 4, 2019

Now Is The Time

Don’t wait for the year to end and for the new year to come before you finally start your resolution to start saving money. We are already in the middle of the 3rd quarter and it’s never too late to begin with your saving journey. A lot of people may view saving as something that’s obligatory or punishment but that’s not the whole point of it. To be able to receive the spirit of saving, you must perceive it as a reward or preparation to your end goal, which is financial freedom. The power of now means now is the time for you to start. In this article, I’ll be giving my top practical saving tips for people who are already earning but can’t seem to get the most out of their pay.

Catch me in my live training events! (quick plug)

The heart of why I do these seminars is I want to build a generation of Filipinos with the right foundation in stock investing.  I want to bring smart investing to every Filipino around the world! If you would like to know more about how you could time the market check out the trainings below.

Stock Smarts UAE – August 30 – September 3, 2019
Stock Smarts Manila – September 14, 15, 21, 22,&28, 2019
Stock Smarts Qatar —  October 3 – 6, 2019
Stock Smarts Cebu – October 26-27,2019
Stock Smarts Taiwan – November 2, 2019
ICON Davao – November 30, 2019

Set Your Goals

Be specific. Be smart. Set your goals so that you will have something to rely on when you’re saving. The good thing about setting specific goals is that you have a purpose for doing it. Is it for emergency funds? For retirement funds? For the education of your kids? For a house and lot? No matter what it is, make sure to start with solid goals to help you get into the spirit of saving. Be it your personal goals or goals for your family, these could save you from spending all your money on unnecessary stuff.

Prioritize Paying Yourself 

Paying yourself first doesn’t mean you have to give yourself a material reward every time you receive your salary. Paying yourself means allocating a portion of your pay then putting it in a savings account for yourself. This is one of the most effective ways to save money especially if you don’t know how to do it properly. Prioritize paying yourself by giving a portion of your salary and saving it for future use.

Remove Unnecessary Expenses

Forget about subscribing to memberships that won’t do you any good in the next months or years. Forget about shopping for unnecessary appliances, clothing, and gadgets. Remove your unnecessary expenses if you want to survive everyday without having to spend a lot of money. This can help you save your cash because if you only buy the things you need, there will be something left for your savings.

Invest What You’ve Saved

Now for the last tip, don’t forget to invest what you have saved. This will help you grow your money instead of just leaving it in your bank accounts with less than 1% interest annually. Investing means you have higher chances of receiving high interest with compounding effect. Let your money compound and it will give you earnings you’ve never received before.

I’m excited to share my 5th book overall and the 4th book in the Stock Smarts series, Stock Smarts: Breaking the Resistance – How to time your traders perfectly. The heart of this book is to teach you strategic ways on how to come in and buy and sell stocks in a way where you come as the market is headed up and come out as the market is headed down. The book is now out and exclusive via Marvin Germo Book Orders.
For more details and to order my other books: Marvin Germo Book Orders
Stock Smarts Book