Do you want to Make Money and Grow Money?

YES, I want it!


By: Marvin Germo | February 14, 2020

Is Spending Avoidable?

The answer to this question varies. We’re not all the same. We have different goals and perspectives in life, which are affecting our spending decisions. For me, spending can be controlled. You need to focus on the bills you need to pay first. You don’t need to buy the things that won’t matter after a few months. You don’t need brand new material things just to show off that you are earning big. There’s a better way to spend your money. And if you haven’t decided where to put your money this year, here are some of the recommendations I want you to consider.

Catch me in my live training events! (quick plug)

The heart of why I do these seminars is I want to build a generation of Filipinos with the right foundation in stock investing.  I want to bring smart investing to every Filipino around the world! If you would like to know more about how you could time the market check out the training below.

Stock Smarts Taiwan – February 15, 2020
Stock Smarts Manila: March 14, 15, 21, 22 & 28, 2020
Stock Smarts Singapore: May 16 – 17, 2020
Stock Smarts New Zealand: June 6 – 7, 2020
Stock Smarts Sydney: July 11 – 12, 2020
Stock Smarts London: April 18 – 19, 2020

Stop Spending, Start Saving

If you are still thinking about where to put your money, the first thing you can consider is saving it first. This is to financially support your short or long-term goals. For example, if you are buying a house and lot by the end of the year, you should be saving by now if you want to cross off that goal on your list. You can avoid spending by keeping in mind what you want to achieve at the end of 2020. Make a list of your goals and use them to motivate you to save.

Invest, Invest, Invest!

Let’s just say you have enough savings until the end of the year, would you still spend your money on unnecessary things? I suggest you pursue the investing journey you have been eyeing for. Spend your money on investments. Buy more stocks if you have an existing investment account. Start buying mutual funds that best suit your investment styles. Buy more properties if your money is big. Don’t forget to add more assets to your wealth. You will need this to achieve your financial goals in the future, especially if you are retiring soon.

Change Your Spending Habits

It’s time for you to change your spending habits. If you have been spending since 2019 and it’s getting out of your control, you need to adjust and change. You need to spend your money wisely this year because you are not getting any younger. You are growing old. You are taking steps toward your retirement. Changing your spending habits will help you save more money, which means there is a lot of money to invest. It’s fine if you haven’t decided where to spend your money. Just don’t waste it on unimportant things.

I’m excited to share my 5th book overall and the 4th book in the Stock Smarts series, Stock Smarts: Breaking the Resistance – How to time your traders perfectly. The heart of this book is to teach you strategic ways on how to come in and buy and sell stocks in a way where you come as the market is headed up and come out as the market is headed down. The book is now out and exclusive via Marvin Germo Book Orders.
For more details and to order my other books: Marvin Germo Book Orders