Do you want to Make Money and Grow Money?

YES, I want it!


By: Marvin Germo | September 22, 2019

It’s Unavoidable To Spend

It’s true, you cannot avoid spending. Paying for your electricity and water bills is obligatory. Shopping for groceries is needed every month. While it is your everyday duty to spend on the things you need at home, you must still learn how to separate necessary from unnecessary expenses. You must know the difference between these two especially if you’ve just moved out to live alone. There are a lot of temptations outside and not everything can be avoided. So, which should you choose? Spend more or save more?

Catch me in my live training events! (quick plug)

The heart of why I do these seminars is I want to build a generation of Filipinos with the right foundation in stock investing.  I want to bring smart investing to every Filipino around the world! If you would like to know more about how you could time the market check out the trainings below.

Stock Smarts Manila – September 14, 15, 21, 22,&28, 2019
Stock Smarts Qatar —  October 3 – 6, 2019
Stock Smarts Cebu – October 26-27,2019
Stock Smarts Taiwan – November 2, 2019
ICON Davao – November 30, 2019

Do Your Grocery List

Before anything else, make your grocery list. Do not go to the supermarket without this list. The tendency when you shop for groceries empty-handed is either you forget what you need to buy or you buy what you don’t need for the time being. Remember that shopping for groceries can be done at any point in time so if you don’t need those spices, food storage boxes, and other supplies yet, do not buy it. Save it for your next shopping. Only buy the food and other supplies that are in your list. Avoid spending over your grocery budget. Think of saving more!

Do Not Shop For Clothes and Shoes Frequently

You may think that spending for clothing and shoes is not too much, that it won’t hurt your budget but have you thought of your total expenditure if you try to sum up all the clothes and shoes you bought this month? If you are into clothes and shoes, do not shop for them frequently. You can do it once a month or two months but avoid getting a new set of clothes per week. Again, think of saving more. Your lifestyle won’t change without brand new shoes. Your cabinet won’t close without new pants and dresses.

Recycle and Reuse

You don’t need to buy everything you need at home. You can recycle things to save money. For instance, if you got a new set of clothes, you can turn your old clothes into rags. You can reuse your food storage boxes. You can make plant pots from plastic bottles. You see, there are things that don’t need to be disposed of immediately. You must think of ways to be thrifty if you want to save money. The secret to avoiding unnecessary expenses is to prioritize things. It’s okay to have a second doubt when you are shopping for a new phone. I recommend you to strengthen your buying decision so you can save more cash.

I’m excited to share my 5th book overall and the 4th book in the Stock Smarts series, Stock Smarts: Breaking the Resistance – How to time your traders perfectly. The heart of this book is to teach you strategic ways on how to come in and buy and sell stocks in a way where you come as the market is headed up and come out as the market is headed down. The book is now out and exclusive via Marvin Germo Book Orders.
For more details and to order my other books: Marvin Germo Book Orders
Stock Smarts Book