Do you want to Make Money and Grow Money?

YES, I want it!


By: Marvin Germo | March 6, 2020

Can You Manage Your Money Well?

Let me ask you one question—can you manage your money well? If you are an employee and you are getting your salary every month, how do you allocate your earnings to pay for your bills and savings? There are a lot of people today who can’t manage their finances well and it’s becoming a concern since most of them are relying on loans to keep up with their monthly expenditures. You can avoid getting loans if you will learn how to manage your monthly income. Today, let me share with you the simple ways on how to do it.

Catch me in my live training events! (quick plug)

The heart of why I do these seminars is I want to build a generation of Filipinos with the right foundation in stock investing.  I want to bring smart investing to every Filipino around the world! If you would like to know more about how you could time the market check out the training below.
Stock Smarts Manila: March 14, 15, 21, 22 & 28, 2020
Stock Smarts Singapore: May 16 – 17, 2020
Stock Smarts New Zealand: June 6 – 7, 2020
Stock Smarts Sydney: July 11 – 12, 2020
Stock Smarts London: April 18 – 19, 2020

Minimize Your Expenses

In order for you to manage your finances, you have to minimize your expenses first. What you need right now is to pay for the mandatory bills that will help you survive for the month. I am talking about your utility bills here and budget for food and transportation in case you are going to work every day. The rest should be eliminated, especially unnecessary expenses. If you really want to learn how you can manage your monthly income, this is the first step that you should do.

Avoid Unnecessary Shopping

I know it’s too hard to resist shopping nowadays. With lots of malls around you, it’s hard to resist the temptation of entering malls and passing by interesting items to shop. But, you should ask yourself, is it the right time to shop? Is unnecessary shopping really needed? One way you can manage your monthly income is to avoid unnecessary shopping. Try not to get tempted by the sales items in SM, Ayala, or Robinsons. If it’s not needed to pass by the mall, don’t do it. Try to divert your attention and do something that will not make you spend.

Don’t Forget About Your Savings

Savings should not be optional. You should not forget about it, especially if you really want to manage your monthly income. Your earnings can be limited, yes, but that doesn’t mean that you have to neglect your responsibility to save. Being a responsible person means having enough savings so that every time you experience financial struggles, you have something to rely on. With savings, you are paving your way to financial freedom and independence. Savings will help you become financially free someday, don’t forget about that.

I’m excited to share my 5th book overall and the 4th book in the Stock Smarts series, Stock Smarts: Breaking the Resistance – How to time your traders perfectly. The heart of this book is to teach you strategic ways on how to come in and buy and sell stocks in a way where you come as the market is headed up and come out as the market is headed down. The book is now out and exclusive via Marvin Germo Book Orders.
For more details and to order my other books: Marvin Germo Book Orders