Do you want to Make Money and Grow Money?

YES, I want it!


By: Marvin Germo | August 30, 2019

Put Your Money In Good Use

How to properly manage your money is one thing you must learn as you venture into this corporate world. Whether you are a student, a housewife, a new employee, an experienced professional, or someone who wants to start investing, you need to know how to put your money in good use. Imagine if you don’t know how to handle your finances. How are you going to pay for your emergency needs? How can you retire early? Where will you get the money you are going to use to invest? There are a lot of hows and whys. Here are my tips on how you can manage your cash properly.

Catch me in my live training events! (quick plug)

The heart of why I do these seminars is I want to build a generation of Filipinos with the right foundation in stock investing.  I want to bring smart investing to every Filipino around the world! If you would like to know more about how you could time the market check out the trainings below.

Stock Smarts UAE – August 30 – September 3, 2019
Stock Smarts Manila – September 14, 15, 21, 22,&28, 2019
Stock Smarts Qatar —  October 3 – 6, 2019
Stock Smarts Cebu – October 26-27,2019
Stock Smarts Taiwan – November 2, 2019
ICON Davao – November 30, 2019

Know Your Goals

Before you plan, you must have something to rely on and those should be your goals. Let’s says you have your cash, net of all your expenses. The next question is—what should I use this for? If you have plans to retire early, then you can put retirement fund on your list of goals. If you are a parent getting ready for your child’s education, then save up for tuition fees. Emergency funds are also something to consider when making your goals. Managing your cash is like managing your goals. Your strategies to handle your money should be aligned with your goals. Remember the first step—know your goals!

Divide Your Money

Avoid putting all your money in one basket. Don’t just put it all in your emergency funds especially if you have plans to invest. Don’t save it all up for retirement fund because you might need a portion of it when an emergency comes up. The best way to manage your cash is to divide it accordingly. Set a portion for your retirement fund, emergency fund, cash for investing, and savings. The portion will, of course, depend on your goals. It’s easier if you know what you want to achieve in the future already before you set a percentage for every target. Always choose to diversify.

Avoid Unnecessary Expenses

Forget about the sale season and don’t ever turn your head to see if your favorite brand is offering discounts this month. You have to control your emotions over spending as it is not a good way to start managing your cash. Stop looking for something that will only trigger you to spend. As much as possible, avoid unnecessary expenses and only buy the things that you need. Save up for the material things you want like shoes, phones, and laptops. Make sure that while you are spending, you are saving too.

I’m excited to share my 5th book overall and the 4th book in the Stock Smarts series, Stock Smarts: Breaking the Resistance – How to time your traders perfectly. The heart of this book is to teach you strategic ways on how to come in and buy and sell stocks in a way where you come as the market is headed up and come out as the market is headed down. The book is now out and exclusive via Marvin Germo Book Orders.
For more details and to order my other books: Marvin Germo Book Orders
Stock Smarts Book