Do you want to Make Money and Grow Money?

YES, I want it!


By: Marvin Germo | January 10, 2019

For the Future

Imagine this: You just got a good paying job from a well-known institution; you’re single and you don’t have any kids to look after. Because of this, you splurge on luxurious and unnecessary items and you go out party with friends like there’s no tomorrow. Since this lifestyle makes you happy, you kept on doing it for the next five years. One day, when you finally met the love of your life, you decided it was time to settle down. However, one big problem arose: Do I have money to do so?

Based on the foregoing, the answer would most likely be in the negative. Why? Instead of saving for tomorrow, you spent it all on today. This is why it is important to always safeguard a specific amount of money for your future. This article is mainly directed to individuals who are just in their first five years of their job who are still confused on what to do with their money. Luckily, this article will teach you the significance of saving today. This will be your quick guide on the do’s and don’t’s in the early phase of your career.

Catch me in my live training events! (quick plug)

The heart of why I do this seminars is I want to build a generation of Filipinos with the right foundation in stock investing.  I want to bring smart investing to every Filipino around the world! If you would like to know more on how you could time the market checkout the trainings below.

Stock Smarts Qatar —  February 5 – 10, 2019
Make Money, Grow Money (Manila) – February 13, 2019
Stock Smarts Manila —  March 9, 10, 16, 17 & 23, 2019
Stock Smarts Cebu —  April 6 & 7, 2019
Investing Insights Japan – April 13, 2019
Stock Smarts Singapore —  May 11 & 12, 2019
Stock Smarts Iloilo – July 6 & 7, 2019
Stock Smarts Cagayan De Oro – July 20 & 21, 2019
Stock Smarts Hong Kong – August 11, 2019
Stock Smarts Taiwan – November 2, 2019

Being Young and driven

First of all, spend moderately. I know, since you’re still new with your job, you can be overwhelmed with a lot of things especially what to do with your paycheck. The technique is to allocate a specific amount of money good for savings.

Since you’re young and have less responsibilities in life, finances aren’t quite a big deal. However, if you’re able to fast forward your life ten (10) or even twenty (20) years from now, you will suddenly realize how you should have spent your youth building a better future. The main goal in life is to retire early so we can spend more time with our loved ones.

Plan and Execute

 “Failing to plan is planning to fail.” Indeed, this is true. As young as you are, you should learn how to value money. Taking care of your finances right now can have a major impact in your future. What do today will determine your future so it’s best to be prepared. Taking this into consideration, you’re now asking yourself: How exactly do I get started? Simple. Make a plan; not just any plan. Make it realistic and reachable. It should be designed to meet short-term and long-term goals. What is it that you want? How much money do you need to save in order to retire at this specific age? These are just some of the questions that you need to be able to address and provide with clarity.

And upon coming up with a plan, execution comes next. Ideas will always be ideas and without application, they serve you nothing. The big step basically is to be able to implement the changes that you desire in order to reach your financial goals. It will probably be difficult to do so at first but it’s all for the best. Think of it as a reward you’re giving yourself in the future.

I’m excited to share my 5th book overall and the 4th book in the Stock Smarts series, Stock Smarts: Breaking the Resistance – How to time your traders perfectly. The heart of this book is to teach you strategic ways on how to come in and buy and sell stocks in a way where you come as the market is headed up and come out as the market is headed down. The book is now out and exclusive via Marvin Germo Book Orders.
For more details and to order my other books: Marvin Germo Book Orders
Stock Smarts Book