Do you want to Make Money and Grow Money?

YES, I want it!


By: Marvin Germo | December 30, 2019

Reset Your Goals

A few more days before a new year begins! I am proud that you’ve come this far despite all the financial struggles and loans! This 2020, it’s fine to reset the financial goals that did not work for you in 2019. It is a new opportunity for you to make changes to your saving and spending habits. Use this chance to formulate new strategies, objectives, and goals so that you can start your new year with a brand new life. But if you think your goals last year will still work this time, it’s fine to retain them as well. Let me share with you some tips on how you can set your money goals in 2020.

Catch me in my live training events! (quick plug)

The heart of why I do these seminars is I want to build a generation of Filipinos with the right foundation in stock investing.  I want to bring smart investing to every Filipino around the world! If you would like to know more about how you could time the market check out the training below.

Stock Smarts Taiwan – February 15, 2020

Think About The Things You Want To Buy

I am not talking about material things here like shoes, gadgets, and clothes. What I want you to do is to think about the assets you want to buy next year. How many condo units do you want to invest in? Where do you want to buy your first property? How much should you invest in your stocks account for the first time? How much should you allot for bonds? These are the things I want you to have. Start your money goals by listing all of these.

Annualize Your Expenses

Start the year by annualizing your expenses. Think of the bills you are receiving constantly in a month and try to add them up so you could come up with the estimated total cost. Do you have monthly phone bills? How much are you paying monthly? Do you have gym memberships? All of these expenses should be recorded by you and it’s better if you can calculate them in a year. In this way, you will have an overview of your expected cash outflow. This will also help you look for additional income if you see that the expenses are too much.

Calculate Your Annual Income

Yes, you can welcome the new year by calculating your annual income. If you are an employee and you are receiving a fixed income a month, try to sum up the value you will get and deduct the expenses you just annualized. Is it enough? If yes, then it’s time for you set up the percentage you will put in your savings or investment account. If not, you will need to list down some of your ideas on how you can earn more income. Look for other channels of passive and active income as early as now.

I’m excited to share my 5th book overall and the 4th book in the Stock Smarts series, Stock Smarts: Breaking the Resistance – How to time your traders perfectly. The heart of this book is to teach you strategic ways on how to come in and buy and sell stocks in a way where you come as the market is headed up and come out as the market is headed down. The book is now out and exclusive via Marvin Germo Book Orders.
For more details and to order my other books: Marvin Germo Book Orders
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