Do you want to Make Money and Grow Money?

YES, I want it!


By: Marvin Germo | April 20, 2019

Challenges Are Inevitable

Challenges are hard to avoid. If it’s your first time venturing into a business, you are likely to experience higher levels of difficulty until it makes your strategies better and more sustainable. You will encounter failures and disappointments during your first to second year of operating your enterprise. You will even lose significant amount of your capital and that’s a common thing. The risks are uncontrollable at first but you will eventually learn to mitigate them. Considering that there are setbacks behind success, should you let this stop you from making money? Should these challenges hinder you from discovering other channels of income?


Catch me in my live training events! (quick plug)

The heart of why I do this seminars is I want to build a generation of Filipinos with the right foundation in stock investing.  I want to bring smart investing to every Filipino around the world! If you would like to know more on how you could time the market checkout the trainings below.

Stock Smarts Cebu —  April 6 & 7, 2019
Investing Insights Japan – April 13, 2019
Stock Smarts Singapore —  May 18 & 19, 2019
Investment Conference 2019 – May 25, 2019
Stock Smarts Manila —  June 15, 16, 22, 23, & 29, 2019
Stock Smarts Iloilo – July 6 & 7, 2019
Stock Smarts Cagayan De Oro – July 20 & 21, 2019
Stock Smarts Hong Kong – August 11, 2019
Stock Smarts UAE – August 30 – September 3, 2019
Stock Smarts Qatar —  October 3 – 6, 2019
Stock Smarts Taiwan – November 2, 2019


During my interview of one of our OFWs in Qatar who established her own business there, one of the major takeaways from the talk is that time is a major challenge when switching from a different career to building a business. You have to study the principal activity of your enterprise first so you can gather ideas and become more passionate about it. You have to sacrifice a lot of your time for preparation if you want a successful start-up. Now, should the lack of time hinder you from having your own company? No. If it will cost you to give up some of your leisure activities, do it for a stronger foundation of your financial freedom.


Another challenge you are likely to face is finding who your customers are. This is actually a common setback and the only way you can find your target consumers is to market and promote your business. For instance, if you will venture into the food industry, you have to think of a unique way to let every customer know that you are selling something to satisfy their taste buds. One OFW in Qatar whom I met just weeks ago built her own bakery because the market for good breads is slowing down. She used that current situation to her advantage and to attract more people to buy her products. You can do the same by researching and studying the market. Eventually, you will hit the right target market for your business.

Business Plan

What consumes most of the time of entrepreneurs across the country is doing the business plan. It may take months to years but that doesn’t mean you’re wasting your time. It is considered as a major challenge as well because you have to create a good plan before proceeding to starting up your business. Without a business plan, you’re like walking the street with blind eyes, without anything to direct you. Yes, it may be hard at first but you will eventually learn how to by asking the help of professionals or those who have already a good standing business. Use this challenge to motivate you to achieve the stage of success, rather than letting it stop you.

I’m excited to share my 5th book overall and the 4th book in the Stock Smarts series, Stock Smarts: Breaking the Resistance – How to time your traders perfectly. The heart of this book is to teach you strategic ways on how to come in and buy and sell stocks in a way where you come as the market is headed up and come out as the market is headed down. The book is now out and exclusive via Marvin Germo Book Orders.
For more details and to order my other books: Marvin Germo Book Orders
Stock Smarts Book