Do you want to Make Money and Grow Money?

YES, I want it!


By: Marvin Germo | April 2, 2020

Can You Be Young & Rich?

Of course, you can be rich at a young age. It’s possible to be a millionaire at the age of 20s or 30s. However, the process is not that easy, especially if you are starting from scratch. Unlike other young people who have received their wealth from their parents or families, you have to double or triple your effort if you have nothing to start from. I know a lot of people who have been through this stage. It’s hard but it’s doable. If you want to know some ways on how you can start building your empire as a millionaire, here are some of the tips I learned from rich people.

Catch me in my live training events! (quick plug)

The heart of why I do these seminars is I want to build a generation of Filipinos with the right foundation in stock investing.  I want to bring smart investing to every Filipino around the world! If you would like to know more about how you could time the market check out the training below.
Stock Smarts Manila: March 14, 15, 21, 22 & 28, 2020
Stock Smarts Singapore: May 16 – 17, 2020
Stock Smarts New Zealand: June 6 – 7, 2020
Stock Smarts Sydney: July 11 – 12, 2020
Stock Smarts London: April 18 – 19, 2020

Don’t Spend All Your Income

Spending all your income is not a part of the rich formula. Don’t use your salary or income for the next time as an excuse to finance your wants. You are only putting yourself in a tight position if you are going to exhaust all your income when you can set aside a portion of it for your savings and investments. Instead of looking forward to spending it all, why don’t you allocate 30-40% of it in your savings? The rest should be budgeted for your monthly bills and daily expenses. The 30-40% is meant to be preserved, not spend at a later time.

Use Your Loan As Capital

If you are a business owner, you would better understand this concept. You shouldn’t be getting a loan for the purpose of paying your existing loans or paying your monthly bills if your income can’t cover them all. Your loan should have a better purpose. Successful entrepreneurs get loans for the purpose of using it as capital for new businesses. They also use loans for business expansion. If you do this, you are going to recover the interest payments that you will have to pay when you borrow money. In a better scenario, you can even earn more after paying the principal and interest.

Instead of being greedy, be thankful. Show your gratitude by being generous if you can. Your greed won’t take you any further even if you work hard to get the financial freedom you are dreaming of. You have to balance everything out—your hard work, discipline, mindset, and behavior. Being a millionaire is not always about money. It’s about sharing and caring for others too, especially if you have a set of employees working hard to help you build the millionaire’s empire you want to attain.

I’m excited to share my 5th book overall and the 4th book in the Stock Smarts series, Stock Smarts: Breaking the Resistance – How to time your traders perfectly. The heart of this book is to teach you strategic ways on how to come in and buy and sell stocks in a way where you come as the market is headed up and come out as the market is headed down. The book is now out and exclusive via Marvin Germo Book Orders.
For more details and to order my other books: Marvin Germo Book Orders