WHY INVEST IN PAG-IBIG MP2 PROGRAM | Marvin Germo
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WHY INVEST IN PAG-IBIG MP2 PROGRAM

By: Marvin Germo | January 6, 2020

Pag-Ibig Investment

Stocks, bonds, mutual funds, commodities—all of these are common investment types but a lot of investors are still looking into a more stable portfolio to invest in. I recently talked about Pag-Ibig MP2 investment program and I know a lot of you are considering this. If you are an investor looking for additional investment or a beginner, this program is suitable for you. In this blog, I am going to share the major reasons why you should put your money on it.

Catch me in my live training events! (quick plug)

The heart of why I do these seminars is I want to build a generation of Filipinos with the right foundation in stock investing.  I want to bring smart investing to every Filipino around the world! If you would like to know more about how you could time the market check out the training below.

Stock Smarts Taiwan – February 15, 2020
Stock Smarts Manila: March 14, 15, 21, 22 & 28, 2020
Stock Smarts Singapore: May 16 – 17, 2020

It’s Easy and Affordable

The MP2 Program is very easy and affordable. With 500 pesos a month, you can already build up your savings account. This is ideal for those who are earning the minimum per month because you won’t need to sacrifice a big percentage of your income. 500 pesos is affordable already. Plus, MP2 allows you to remit your savings in a lump sum or every month. You can deposit as much as P30,000 for a year so you won’t have to remit P500 every month. How you save is up to you! That’s how flexible MP2 is and that’s attractive enough for investors.

Your Earnings Are Tax-Free

Who wouldn’t want tax-free earnings? With MP2, the government guarantees that there will be no deductions when you earn and there is a zero risk when you invest. However, you should remember that dividend rates can change every year. The financial performance of HDMF is considered. So, if the performance is good, the dividends are better.

You Can Save As Much As You Want

With MP2, you can save as much money as you want. There is no limit provided that the minimum amount is P500. Since it is flexible, you can increase your savings every month. Say, for instance, you can deposit P500 this January, P1000 next month, and as much as P10,000 in the following months. Some investors even deposit millions into their account! See, that’s how safe this program is, even millionaires are investing!

You Can Invest For A Short Term

MP2 doesn’t require you to save for a long time. It’s your decision if you want to withdraw or keep on depositing your income. Your savings are very accessible too, you can decide for its 5-year maturity. This is unlike the regular Pag-IBIG savings program or other investment portfolios that have more than 20 years of maturity.

High Dividend Rates

MP2 has undeniably higher dividend rates compared to other portfolios in the market. From 2016 to 2018, the rates were at a 7.65% average. And for 2019, it’s 7.41%. If you put your money in banks, you won’t be able to receive this much. This is the reason why there are plenty of investors who are now switching to MP2.

I’m excited to share my 5th book overall and the 4th book in the Stock Smarts series, Stock Smarts: Breaking the Resistance – How to time your traders perfectly. The heart of this book is to teach you strategic ways on how to come in and buy and sell stocks in a way where you come as the market is headed up and come out as the market is headed down. The book is now out and exclusive via Marvin Germo Book Orders.
For more details and to order my other books: Marvin Germo Book Orders
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